Wide white-sand shoreline and clear water at Half Moon Bay in Antigua

Questions, answered

Start with the question you actually have.

These short answers separate general orientation from decisions that require current government information and independent professional advice. Rules, fees, availability and tax treatment can change, so verify the position for your circumstances before acting.

Caribbean AnchorReviewed 16 October 2026
Topics
Property, citizenship, island life
Approach
Plain language with source context
Important
Verify before acting

Citizenship by investment

Programme questions

What is Antigua and Barbuda's Citizenship by Investment Programme?

The Citizenship by Investment Programme is a government programme administered by the Citizenship by Investment Unit (CIU). It has qualifying routes that include a contribution to the National Development Fund, approved real estate, an approved business investment and the University of the West Indies Fund. Applicants must use the official process and an authorised representative or licensed agent, satisfy due-diligence and documentation requirements, and receive approval; no route guarantees citizenship.

What are the current investment routes and minimums?

The CIU currently states US$230,000 for the National Development Fund contribution; approved real estate from US$300,000; and an approved business investment of US$1.5 million by an individual, or a joint investment of at least US$5 million with each participant contributing at least US$400,000. The UWI Fund is a separate route with its own eligibility and fee rules. These are qualifying investment amounts, not the total cost: processing, due-diligence, passport, professional and transaction costs may also apply. Confirm the current schedule directly with the CIU or an authorised representative.

Who may be included in an application?

Current CIU guidance includes a spouse; financially dependent children aged 0–30 subject to the stated conditions; certain adult children with a disability; financially dependent parents or grandparents aged 55 or older; and an unmarried sibling of the applicant or spouse. The guidance also describes some future-spouse and future-child categories with separate requirements and fees. Family eligibility is evidence-based and should be checked against the current CIU definitions before an application is prepared.

Is there a residence requirement after approval?

The CIU says the first passport is valid for five years and renewal is considered subject to the citizen having spent a total of five days in Antigua and Barbuda during that five-year period. This is a programme/passport-renewal requirement, not a general statement that citizenship makes someone tax-resident. Citizenship, residence, domicile and tax residence are different questions.

Buying property

Ownership and transaction questions

Can foreign nationals buy freehold property in Antigua and Barbuda?

Foreign buyers may be able to acquire property, but the applicable route depends on the buyer, property and transaction. Many non-citizens require a Non-Citizens Land Holding Licence. A qualifying purchase in a CIU-approved development may instead form part of a Citizenship by Investment application. Your independent Antigua and Barbuda lawyer should confirm the required approval before you sign or transfer funds.

What does a purchase cost beyond the price?

Budget for legal and conveyancing work, any required landholding licence or programme charges, stamp or transfer charges, survey and valuation, insurance, taxes, utilities, maintenance and any development or community fees. Percentages and exemptions depend on the transaction and can change. Obtain a written completion estimate from independent counsel rather than relying on a general online percentage.

How long does a purchase take?

There is no guaranteed timetable. Title issues, survey, financing, contract conditions, government approvals, a Non-Citizens Land Holding Licence or a CBI application can all affect timing. A three-to-seven-month range may be used only as a non-binding planning indication after the route and property are understood; it is not a service promise.

Do I need my own lawyer?

Yes, independent Antigua and Barbuda counsel is an important buyer protection. Your lawyer should review title, registered interests, boundaries, planning and approvals, the sale agreement, completion figures and registration. The seller's or agent's lawyer is not a substitute for advice to you.

Aerial view of Half Moon Bay and Exchange Bay on Antigua's Atlantic coast
Half Moon Bay & Exchange Bay · AntiguaAndrey Bobrovsky / Wikimedia Commons · CC BY 3.0 · resized, cropped and colour adjusted

Taxes, safety and rentals

Questions that need current, personal advice

What taxes apply to a foreign property owner?

There is no safe one-line tax answer for every foreign owner. Tax depends on the owner, residence and domicile, ownership structure, property use, income source and the current law. Costs may include property-related charges, taxes on a transfer or sale, and taxes connected with rental activity. A non-citizen vendor may also encounter the statutory land value appreciation tax referenced in the official land-licence material. Obtain advice from Antigua and Barbuda tax counsel and, where relevant, an adviser in your home jurisdiction. Caribbean Anchor does not represent any transaction as tax-free.

Can I rent my property out?

A non-resident may be able to rent property, but the permissions, registration, tourism requirements, tax treatment and obligations differ between short-term visitor accommodation and a residential lease. Confirm the current rules with a local lawyer, tax adviser and the relevant tourism or revenue authority. Do not assume that a rental is exempt from tax or that a particular lease length creates an exemption.

Is Antigua and Barbuda safe?

The U.S. Department of State currently lists Antigua and Barbuda at Level 1, Exercise Normal Precautions, and Canada advises normal security precautions. Those ratings do not mean zero risk: official guidance notes petty crime and that violent incidents can occur. Use secure accommodation, take care after dark and check current government advice, weather and local conditions before travel.

Living and travel

Everyday island questions

What is Antigua's lifestyle known for?

Sailing, beaches, marinas, swimming, diving, paddleboarding, local food, cricket, music and Carnival are part of island life. English Harbour and Falmouth Harbour are closely associated with sailing, including Antigua Sailing Week and the Antigua Classic Yacht Regatta. The official tourism authority also highlights festivals, cuisine, hiking, kayaking and cultural experiences. Conditions, opening times and event dates change, so check the relevant organiser before making plans.

What is the weather like and how should homeowners prepare for hurricane season?

Antigua has a warm maritime climate, but exact rainfall and sunshine totals vary by source and year. The Atlantic hurricane season runs from June through November, with the highest risk typically in August through October. Responsible owners should review the property's construction, shutters or impact protection, drainage, water storage, generator or backup power, maintenance plan and windstorm insurance with qualified local professionals. No building feature or insurance policy eliminates storm risk, and premiums depend on the property and cover.

What currency is used?

The official currency is the Eastern Caribbean dollar (XCD), which the Eastern Caribbean Central Bank lists at EC$2.70 to US$1. U.S. dollars are widely accepted, but card, bank and merchant conversion terms vary. Confirm rates and fees with your bank or provider.

What should relocating families know about healthcare, schooling and living costs?

Antigua has public and private healthcare services, and some specialised treatment may require evacuation or treatment overseas; the appropriate insurance and evacuation terms should be checked before relocation. Families should assess schools directly for curriculum, admissions, age range and current accreditation rather than relying on a general directory description. Utility, imported-grocery, housing, transport and insurance costs vary by household and should be budgeted from current local quotations.

Can a non-resident open a local bank account?

Some banks may accept non-resident applications, but account opening is subject to each institution's current policy, in-person or remote requirements, identification, address, bank-reference and source-of-funds checks. A passport, second identification document, recent proof of address and source-of-funds evidence are common requests, not a guaranteed checklist. Contact the chosen bank directly and never send sensitive documents through a public enquiry form.

Caribbean Anchor

How the platform works

What is Caribbean Anchor?

Caribbean Anchor is a property discovery and destination-intelligence platform for international buyers and future Caribbean residents, beginning in Antigua and Barbuda. It provides editorial context, selected property information and a route to reviewed introductions; it is not a government authority, estate agent, law firm, tax adviser or investment adviser.

Does Caribbean Anchor provide legal, tax, citizenship or investment advice?

No. The platform explains processes and organises questions. Formal legal, tax, immigration, financial, investment, survey, insurance and planning advice must come from the qualified professional or authority responsible for that decision. CBI eligibility and approval are determined through the official CIU process, not by Caribbean Anchor.

How are property enquiries handled?

An enquiry records the information needed to review the request, including your name, email, selected contact preference, message, relevant property or Listing context, source and consent evidence. Caribbean Anchor reviews it first, reconfirms current information where needed and then may make an attributable handoff to an authorised developer, owner, agency or relevant professional. A website enquiry is not a reservation, offer, contract or automatic distribution to external agents, and it is not consent for unrelated mass marketing.

How can a developer, agency or specialist work with Caribbean Anchor?

The current route is a reviewed partnership conversation. Send the organisation or property opportunity, your Antigua and Barbuda relationship, who controls the relevant rights and the best contact. Publication is not guaranteed. Authority, source freshness, availability, media rights, commercial responsibility and disclosure are reviewed before any public release. Caribbean Anchor currently has only a limited set of authorised public opportunities and does not operate a public provider directory or automatic partner feed.